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Contractors Insurance

Why you Need Contractors Liability

General Liability Insurance can help cover the cost of third-party lawsuits over slip-and-fall injuries, slander, property damage, and more.

What Does/Doesn't Cover?

Contractors liability protects your business for many unforeseen situations, However, you will need a good risk management and correct insurance products to avoid the many challenges in the construction business.

What Insurance Do Contractors Need?

Construction policies come in many flavors, from different coverage and limits to different exclusions and specific coverages. Construction Contractors policies Insurance are typically very affordable.

Why You Need Contractors Liability?

Construction and contracting business can be physically requesting and even hazardous in many cases. Add to this the administrative obstacles and overhauled construction regulations you have to stay up on, then you get yourself overpowered by the need to hunt down for Insurance policy that covers your risks and satisfied sub-contractors and local authorities.

why you need contractors Insurance

Contracting accompanies one of a kind dangers, whether you're beginning as a window installer or at long last woodworker. You require an insurance agency that comprehends the specifics of your occupation and has the assets to secure the unique needs that you're required. NY Insurance Consultant connects you up with an agent who works exclusively with general contractors, carpenters, and others in the construction and contracting industry. Plus, we have relationships with many leading insurance carriers to boost the chances of finding policies that suit your necessities.

What is Cover under Contractors & What is Not

Cover

  • Third-party injury lawsuits (Ex: slip-and-fall).
  • Product liability lawsuits.
  • Third-party damage lawsuits (Ex: House cought fire while you were drilling
  • Libel, slander, and copyright infringement lawsuits

Not Cover

  • Employee injuries. (Ex: Your employee fall from a latter)
  • Damage to your business property.
  • Professional errors.
  • Employee discrimination lawsuits.
  • Fraud Activities.
the cost of contractors lawsuist

O.K, So What Kind of Insurance Construction Contractor need?

Whether or not your business beliefs is "no job is too small" or "too Large", every agreement comes with a unique set of dangers, including on-the-job harm, lawsuits from the quality of your projects, accidental bodily personal injury, and property destruction.

To treat the potential risks associated with your business or contracting work, NY Insurance Consultant offers insurance coverage designed for small contracting businesses and sole proprietors just like you.

Now, very often we heard the same question: I'm new in the Construction business, So what kind of Insurance policy do I Need? The answer typically depends on the scope of your business, the size of your company, and the list of requiremets for your business activity. But for the most part here is the list of Insurance policies for the Construction Business in New York:

construction general liability

Construction General Liability covers your business operations while defending you in case of a lawsuit.

Commercial Contractor General Liability Insurance is intended to guard operators and owners of companies from claims that may come from a broad spectrum of sources. These exposures could be just about anything, including liability exposure by accidents from the operations of the insured party, contractual liability, products manufactured by the insured party, property damage, bodily injury, premises and operations liability, products and completed operations, advertising injury, fire legal liability (damage to rented/leased property), medical payments, and owner contractor protective

contractors worker compensation

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contractor disability insurance

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contractors commercial Auto insurance

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contractors umbrella insurance

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